Free calculator
Borrowing Power Calculator
Start from a repayment you are comfortable with and see the indicative loan it could support. This is a rough estimate to help you plan, not a lending decision. A broker can give you a real assessment.
Indicative loan amount
$47,542
From $1,000 per month
- Total interest
- $12,458
- Total repaid
- $60,000
How to read this estimate
This calculator works backwards from a repayment. It takes the repayment you say you are comfortable with, the interest rate, the term and the frequency, and works out the loan that repayment would clear over that term. It is the reverse of a repayment calculator. It is useful for a quick sense of scale, but it is not a borrowing-capacity assessment: a lender looks at your income, expenses, other commitments, credit history and the purpose of the funding before deciding what you can borrow. Use this as a starting point, then talk to a broker who can compare real options across a lender panel.
Estimate only
This calculator gives an estimate for general information only. It is not financial advice, a quote, or an offer of finance. Actual rates, fees and repayments are set by the lender and subject to approval and your circumstances.
Want figures for your business, not an estimate?
Tell us what you are looking to fund and a broker will compare options across our lender panel, then come back to you with real numbers. No obligation.
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